and a few more...
Estrella Insurance #274
Agent, Miami Gardens, FL
Welcome to Estrella Insurance located at 19760 NW 27 Ave. We provide all insurance needs for a diversified client base in Miami Gardens, FL, 33056. Our licensed agents are knowledgeable and experienced, and they work with each client to find the best insurance coverage for their unique needs and budget. We offer a variety of insurance products, including auto, home, renters, commercial, business, life, and health insurance. With over 40 years of experience in the insurance industry, Estrella Insurance has built a reputation for quality, reliability, and trust. Our commitment to our clients is reflected in the positive feedback we receive from our customers, and we take pride in delivering exceptional service and value.
Welcome to Estrella Insurance located at 19760 NW 27 Ave. We provide all insurance needs for a diversified client base in Miami Gardens, FL, 33056. Our licensed agents are knowledgeable and experienced, and they work with each client to find the best insurance coverage for their unique needs and budget. We offer a variety of insurance products, including auto, home, renters, commercial, business, life, and health insurance. With over 40 years of experience in the insurance industry, Estrella Insurance has built a reputation for quality, reliability, and trust. Our commitment to our clients is reflected in the positive feedback we receive from our customers, and we take pride in delivering exceptional service and value.
They can help find you the best price, Guaranteed!
Our agents will navigate over 25 Insurance carriers and find you the best coverage within your budget.
No, having the right auto coverage is crucial to avoid costly repairs or financial loss. Knowing what coverage you purchase is essential to avoid being underinsured and/or held financially accountable by law.
Bodily Injury Liability: If you are responsible for a car accident, bodily injury liability coverage pays for the medical costs of the people who are injured (not including yourself). This coverage also helps cover payment for legal defense in the event you are sued for damages.
Property Damage Liability: If you're responsible for an accident, Property Damage Coverage will take care of the cost of repairing or replacing another person's property. This typically means damage to someone else's car, but it could apply to any other type of property you damage in an accident.
Personal Injury Protection (PIP): Also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you're injured in an auto accident. PIP coverage protects you regardless of who is at fault. It may also cover funeral costs.
Collision: Pays for damage to your car in the event of a crash or accident with another vehicle or object if your car needs to be repaired.
Comprehensive: This pays for damages or loss due to something other than a collision with another car or object. Ex. Fires, theft, vandalism, acts of nature, falling objects, and much more!
Uninsured Motorist Coverage: Provides coverage for bodily injuries of the driver and their passengers if (1) the other driver did not have car insurance and (2) the other driver was at fault.
Insurance companies require that policy holders declare all drivers in a household, and it can cause problems in the event of a claim if a household driver was not disclosed to the insurance company. The insurance company may cancel the policy for misrepresentation and not pay the claim.
In-person at our Agency.
Online, from the comfort of your home.
Over the phone
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Calling your insurance company, the same or next day after the accident is fine but the sooner the better. Remember you can always call your Estrella Insurance agent for assistance and guidance.
To file a claim, you don’t necessarily need to have the police report at hand as they can take several days to be completed. At the scene of the accident you might have been given a Driver Exchange form which should have the basic information to get started. However, the insurance company is going to want to see a police report especially if there was another vehicle or someone else’s property involved in the accident.