Estrella - Agent details for your local insurance in North Miami, FL

Welcome to Estrella Insurance located at 12345 W Dixie Hwy. We provide all insurance needs for a diversified client base in North Miami, FL, 33161. Our licensed agents are knowledgeable and experienced, and they work with each client to find the best insurance coverage for their unique needs and budget. We offer a variety of insurance products, including auto, home, renters, commercial, business, life, and health insurance. With over 40 years of experience in the insurance industry, Estrella Insurance has built a reputation for quality, reliability, and trust. Our commitment to our clients is reflected in the positive feedback we receive from our customers, and we take pride in delivering exceptional service and value.

They can help find you the best price, Guaranteed!

Our agents will navigate over 25 Insurance carriers and find you the best coverage within your budget.

No, having the right auto coverage is crucial to avoid costly repairs or financial loss. Knowing what coverage you purchase is essential to avoid being underinsured and/or held financially accountable by law.

• Bodily Injury Liability: If you are responsible for a car accident, bodily injury liability coverage pays for the medical costs of the people who are injured (not including yourself). This coverage also helps cover payment for legal defense in the event you are sued for damages.

• Property Damage Liability: If you're responsible for an accident, Property Damage Coverage will take care of the cost of repairing or replacing another person's property. This typically means damage to someone else's car, but it could apply to any other type of property you damage in an accident.

• Personal Injury Protection (PIP): Also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you're injured in an auto accident. PIP coverage protects you regardless of who is at fault. It may also cover funeral costs.

• Collision: Pays for damage to your car in the event of a crash or accident with another vehicle or object if your car needs to be repaired.

• Comprehensive: This pays for damages or loss due to something other than a collision with another car or object. Ex. Fires, theft, vandalism, acts of nature, falling objects, and much more!

• Uninsured Motorist Coverage: Provides coverage for bodily injuries of the driver and their passengers if (1) the other driver did not have car insurance and (2) the other driver was at fault.

Insurance companies require that policy holders declare all drivers in a household, and it can cause problems in the event of a claim if a household driver was not disclosed to the insurance company. The insurance company may cancel the policy for misrepresentation and not pay the claim.

• Personal Auto Insurance: Your Car Insurance
• Health Insurance
• Boat Insurance
• Motorcycle Insurance
• RV Insurance
• Pet Insurance
• Life Insurance
• Commercial Auto Insurance: Just like your personal Auto policy, this policy protects you and your vehicle when you use it for business purposes.
• General Liability Insurance: This coverage protects plumbers, handymen, painters, etc., when they are performing a job.
• Workers’ Compensation Insurance: This coverage protects employees from sickness or injuries on the job.
• Business Owner Policy (BOP): This protects your business by bundling general liability and property Insurance into one.
• And much more!

In-person at our Agency.

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1. Check yourself and your passengers for injuries.
2. Call the police.
3. Remain at the scene of the accident.
4. Take safety precautions: Move to the side of the road or a sidewalk, to avoid being in harm’s way.
5. If the vehicle is drivable and is causing a hazard where it is, pull it over to the side of the road. Turn on the hazard lights.
6. Exchange contact and insurance information with the other driver.
7. Take pictures of the scene of the accident. Also, of the vehicles involved including tag number.
8. If there were witnesses, get their contact information
9. Notify your insurance company and start the claims process.

Calling your insurance company, the same or next day after the accident is fine but the sooner the better. Remember you can always call your Estrella Insurance agent for assistance and guidance.

To file a claim, you don’t necessarily need to have the police report at hand as they can take several days to be completed. At the scene of the accident you might have been given a Driver Exchange form which should have the basic information to get started. However, the insurance company is going to want to see a police report especially if there was another vehicle or someone else’s property involved in the accident.